ืžื•ืคืขืœ ืข"ื™
Regulation & Legal

ื˜ื•ืจืงืžื ื™ืกื˜ืŸ ืžืืฉืจืช ื•ืžืกื“ื™ืจื” ื ื›ืกื™ื ื•ื™ืจื˜ื•ืืœื™ื™ื ื‘ื—ื•ืง ืคื•ืจืฅ ื“ืจืš ืœืฉื ืช 2026

ื˜ื•ืจืงืžื ื™ืกื˜ืŸ ื”ืขื‘ื™ืจื” ื—ื•ืง ื—ื“ืฉ, ืฉื ื—ืชื ืขืœ ื™ื“ื™ ื”ื ืฉื™ื ืกืจื“ืจ ื‘ืจื“ื™ืžื•ื—ืžื“ื•ื‘ ื‘-28 ื‘ื ื•ื‘ืžื‘ืจ, ืฉืžื›ืฉื™ืจ ื•ืžืกื“ื™ืจ ื ื›ืกื™ื ื•ื™ืจื˜ื•ืืœื™ื™ื ืจืฉืžื™ืช, ื”ื—ืœ ืžื”ืฉื ื” ื”ื‘ืื”.

ื ื›ืชื‘ ืข"ื™
ืฉืชืฃ
ื˜ื•ืจืงืžื ื™ืกื˜ืŸ ืžืืฉืจืช ื•ืžืกื“ื™ืจื” ื ื›ืกื™ื ื•ื™ืจื˜ื•ืืœื™ื™ื ื‘ื—ื•ืง ืคื•ืจืฅ ื“ืจืš ืœืฉื ืช 2026

ืืกื˜ืจื˜ื’ื™ื” ืœื’ื™ื•ื•ืŸ ื›ืœื›ืœื™

ื”ืื•ืžื” ื”ืžืจื›ื– ืืกื™ื™ืชื™ืช, ื˜ื•ืจืงืžื ื™ืกื˜ืŸ, ื ืงื˜ื” ืฆืขื“ ืžืฉืžืขื•ืชื™ ืœืชื•ืš ื”ื›ืœื›ืœื” ื”ื“ื™ื’ื™ื˜ืœื™ืช ื‘ื›ืš ืฉื”ื™ื ื”ืขื‘ื™ืจื” ื—ื•ืง ืฉืžื›ืฉืจ ื•ืžืกื“ื™ืจ ื ื›ืกื™ื ื•ื™ืจื˜ื•ืืœื™ื™ื ืจืฉืžื™ืช, ื›ื•ืœืœ ื”ื•ืจืื•ืช ืœืจื™ืฉื•ื™ ื—ื™ืœื•ืคื™ ืงืจื™ืคื˜ื• ื•ื—ื‘ืจื•ืช ื›ืจื™ื™ื”. ื”ืžื“ื™ื” ื”ืžื“ื™ื ื™ืช, ื›ื•ืœืœ ืขื™ืชื•ืŸ โ€œื˜ื•ืจืงืžื ื™ืกื˜ืŸ ื”ื ื™ื™ื˜ืจืœื™ืชโ€, ื“ื™ื•ื•ื—ื” ื‘-28 ื‘ื ื•ื‘ืžื‘ืจ ื›ื™ ื”ื ืฉื™ื ืกืจื“ืจ ื‘ืจื“ื™ืžื•ื—ืžื“ื•ื‘ ื—ืชื ืขืœ ื”ื—ืงื™ืงื” ื”ื”ื™ืกื˜ื•ืจื™ืช, ืฉืฆืคื•ื™ื” ืœื”ื™ื›ื ืก ืœืชื•ืงืฃ ื‘-1 ื‘ื™ื ื•ืืจ 2026.

ื”ืžื”ืœืš ื”ื•ื ืžืจื›ื–ื™ ื‘ื—ื–ื•ืŸ ื”ื›ื•ืœืœ ืฉืœ ื”ืžื“ื™ื ื” ืœื’ื•ื•ืŸ ืืช ื›ืœื›ืœืชื” ืžืขื‘ืจ ืœื”ืกืชืžื›ื•ืช ื”ืžืกื•ืจืชื™ืช ืฉืœื” ืขืœ ื™ื™ืฆื•ื ื’ื– ื˜ื‘ืขื™, ืฉื‘ืฉืžื• ื”ื™ื ืžื—ื–ื™ืงื” ื‘ืจื–ืจื‘ื•ืช ื”ืจื‘ื™ืขื™ื•ืช ื‘ื’ื•ื“ืœืŸ ื‘ืขื•ืœื. ื“ื•ื‘ืจ ืžืžืฉืœืชื™ ืื™ืฉืจ ืืช ื”ื—ืฉื™ื‘ื•ืช ืฉืœ ื”ื—ื•ืง ืœืจื•ื™ื˜ืจืก, ื•ืฆื™ื™ืŸ ืฉื”ื•ื โ€œื™ืกื™ื™ืข ืœืžืฉื•ืš ื”ืฉืงืขื•ืช ื•ืœืขื•ื“ื“ ื“ื™ื’ื™ื˜ืฆื™ื”โ€. ื”ื—ืงื™ืงื” ืžืกืคืงืช ืžืขืžื“ ืžืฉืคื˜ื™ ื•ื›ืœื›ืœื™ ืœื™ืฆื™ืจื”, ืื—ืกื•ืŸ, ืžื™ืงื•ื, ืฉื™ืžื•ืฉ ื•ื”ืคืฆื” ืฉืœ ื ื›ืกื™ื ื•ื™ืจื˜ื•ืืœื™ื™ื ื‘ื™ืฉืจืืœ.

ื”ืžืคื ื” ื”ืžื—ื•ืฉื‘ ืฉืœ ื˜ื•ืจืงืžื ื™ืกื˜ืŸ ื‘ืงืจื™ืคื˜ื•

ื”ื™ืกื˜ื•ืจื™ืช, ื”ื›ืœื›ืœื” ื”ืžื‘ื•ืงืจืช ื•ื”ืกื’ื•ืจื” ืžืื•ื“ ืฉืœ ื˜ื•ืจืงืžื ื™ืกื˜ืŸ ื”ืชื™ื™ื—ืกื” ืœืงืจื™ืคื˜ื• ื‘ื—ืฉื“ื ื•ืช, ื›ืืฉืจ ื”ื™ื” ืงื™ื™ื ื‘ืฉื˜ื— ืจื’ื•ืœื˜ื•ืจื™ โ€œืืคื•ืจโ€. ืื•ืœื, ื”ื—ื•ืง ื”ื—ื“ืฉ ืžืฆื™ื™ืŸ ืฉื™ื ื•ื™ ืžื“ื™ื ื™ื•ืช ื“ืคื™ื ื™ื˜ื™ื‘ื™, ื”ืžื™ื™ืฉืจ ืืช ื”ืžื“ื™ื ื” ืขื ืžื’ืžื” ืื–ื•ืจื™ืช ื”ื•ืœื›ืช ื•ื’ื“ืœื” ืฉืžืงื“ืžืช ืืช ื”ืกืงื˜ื•ืจ ืฉืœ ื ื›ืกื™ื ื“ื™ื’ื™ื˜ืœื™ื™ื ื‘ืื•ืคืŸ ืคื•ืจืžืœื™.

ืงืจื ืขื•ื“: ืžื“ื™ื ื•ืช ื—ื‘ืจ ื”ืขืžื™ื ืขื•ื–ื‘ื•ืช ืžื˜ื‘ืขื•ืช ื—ื•ืฅโ€”85% ืžื”ืกื—ืจ ื›ื™ื•ื ื‘ืžืงื•ืžื™

ื”ื—ื•ืง ื”ืกื•ืคื™, ืฉื™ื”ื™ื” ื‘ืชื•ืงืฃ ื‘-2026, ืžื—ื™ื™ื‘ ืจื™ืฉื•ื ื•ืจื™ืฉื•ื™ ืœื—ื™ืœื•ืคื™ ืงืจื™ืคื˜ื• ื•ืคืขื•ืœื•ืช ื›ืจื™ื™ื” ื•ืžืฆื™ื’ ืชืงื ื™ื ืžื—ืžื™ืจื™ื ืœืžื ื™ืขืช ื”ืœื‘ื ืช ื”ื•ืŸ (AML), ื›ื•ืœืœ ื‘ื“ื™ืงื•ืช ื–ื™ื”ื•ื™ ืœืงื•ื— (KYC) ื•ืื™ืกื•ืจ ืขืœ ืืจื ืงื™ื ืื ื•ื ื™ืžื™ื™ื. ื—ืฉื•ื‘ ืœืฆื™ื™ืŸ ื›ื™ ืืฃ ืฉื”ื ื›ืกื™ื ื”ื“ื™ื’ื™ื˜ืœื™ื™ื ืžื•ืคืงื“ื™ื ื›ื—ื•ืงื™ื™ื, ื”ื ืื™ื ื ืžื•ื›ืจื™ื ื›ื”ื™ืœืš ื—ื•ืงื™ ืื• ื›ืžื˜ื‘ืข ืœืฉื™ืžื•ืฉ ืคื ื™ืžื™.

ื”ื”ื—ืœื˜ื” ืฉืœ ื˜ื•ืจืงืžื ื™ืกื˜ืŸ ืขื•ืงื‘ืช ืื—ืจ ืžื’ืžื” ื‘ื™ืŸ ื”ืจืคื•ื‘ืœื™ืงื•ืช ื”ืกื•ื‘ื™ื™ื˜ื™ื•ืช ืœืฉืขื‘ืจ ืฉืœ ืžืจื›ื– ืืกื™ื” ื”ืžืคืชื—ื•ืช ืžืกื’ืจื•ืช ืœืฉืœื˜ื•ืŸ ืขืœ ื ื›ืกื™ื ื“ื™ื’ื™ื˜ืœื™ื™ื, ื•ืจื•ืื™ื ื‘ื”ื ื›ืœื™ ืœืžื•ื“ืจื ื™ื–ืฆื™ื” ื›ืœื›ืœื™ืช ื•ืžืฉื™ื›ืช ื”ืฉืงืขื•ืช. ืœื“ื•ื’ืžื”, ืงื™ืจื’ื™ื–ืกื˜ืŸ ื‘ื™ืกืกื” ืืช ืขืฆืžื” ื›ืžื•ื‘ื™ืœื” ืื–ื•ืจื™ืช ื‘ืžื’ื–ืจ, ื‘ืขื™ืงืจ ืขืœ ื™ื“ื™ ื”ืฉืงืช ืžื˜ื‘ืข ืกื•ื“ื™ ืœืื•ืžื™ ื•ืฉื™ืชื•ืฃ ืคืขื•ืœื” ืขืœ ืžื˜ื‘ืข ื“ื™ื’ื™ื˜ืœื™ ืฉืœ ื”ื‘ื ืง ื”ืžืจื›ื–ื™ (CBDC) ืขื ื—ื™ืœื•ืคื™ ืงืจื™ืคื˜ื• ืขื•ืœืžื™ Binance ื‘ืกื•ืฃ 2025.

ืžื“ื™ื ื•ืช ื›ืžื• ืื•ื–ื‘ืงื™ืกื˜ืŸ ื•ืงื–ื—ืกื˜ืŸ ื™ื™ืฉืžื• ื’ื ืจื’ื•ืœืฆื™ื•ืช ื›ืจื™ื™ื” ื•ืจื™ืฉื•ื™. ื›ื›ืœ ืฉื”ืชืงื ื•ืช ื”ื—ื“ืฉื•ืช ืฉืœ ื˜ื•ืจืงืžื ื™ืกื˜ืŸ ื™ื›ื ืกื• ืœืชื•ืงืฃ ื‘ืฉื ื” ื”ื‘ืื”, ื”ืงื”ื™ืœื” ื”ื‘ื™ื ืœืื•ืžื™ืช ืชื ื˜ืจ ื›ื“ื™ ืœืจืื•ืช ืื ื”ื“ื’ื ืฉืœื” ื™ื›ื•ืœ ืœืžืฉื•ืš ื”ืฉืงืขื” ื–ืจื” ื‘ืื•ืคืŸ ืืคืงื˜ื™ื‘ื™ ื‘ื–ืžืŸ ืฉืฉื•ืžืจืช ืขืœ ืฉืœื™ื˜ื” ื”ื“ื•ืงื” ืขืœ ื”ืžืขืจื›ืช ื”ืคื™ื ื ืกื™ืช.

ืฉืืœื•ืช ื ืคื•ืฆื•ืช โ“

  • ืžื” ืื™ืฉืจื” ื˜ื•ืจืงืžื ื™ืกื˜ืŸ ื–ื” ืขืชื”? ื—ื•ืง ื”ืžื›ื™ืจ ื•ืžืกื“ื™ืจ ื ื›ืกื™ื ื•ื™ืจื˜ื•ืืœื™ื™ื, ื‘ืชื•ืงืฃ ืž-1 ื‘ื™ื ื•ืืจ 2026.
  • ืžื” ื“ื•ืจืฉ ื”ื—ื•ืง? ืจื™ืฉื•ื™ ืœื—ื™ืœื•ืคื™ ืงืจื™ืคื˜ื• ื•ื—ื‘ืจื•ืช ื›ืจื™ื™ื”, ื•ืชืงื ื•ืช AML ื•-KYC ืžื—ืžื™ืจื•ืช.
  • ืœืžื” ื˜ื•ืจืงืžื ื™ืกื˜ืŸ ืขื•ืฉื” ื–ืืช? ื›ื“ื™ ืœื’ื•ื•ืŸ ืืช ื›ืœื›ืœืชื” ืžืขื‘ืจ ืœื’ื– ื˜ื‘ืขื™ ื•ืœืžืฉื•ืš ื”ืฉืงืขื•ืช ื–ืจื•ืช.
  • ืื™ืš ื–ื” ืžืฉืชืœื‘ ืื–ื•ืจื™ืช? ื–ื” ืžื™ื™ืฉืจ ืืช ื˜ื•ืจืงืžื ื™ืกื˜ืŸ ืขื ืฉื›ื ื•ืช ืžืžื“ื™ื ื•ืช ืžืจื›ื– ืืกื™ื” ื›ืžื• ืงื™ืจื’ื™ื–ืกื˜ืŸ, ืื•ื–ื‘ืงื™ืกื˜ืŸ ื•ืงื–ื—ืกื˜ืŸ, ืฉืžืกื“ื™ืจื•ืช ืืช ืชื—ื•ื ื”ืงืจื™ืคื˜ื•.

ืžืืžืจ ื–ื” ืชื•ืจื’ื ืžืื ื’ืœื™ืช ื‘ืืžืฆืขื•ืช ื‘ื™ื ื” ืžืœืื›ื•ืชื™ืช. ื”ื’ืจืกื” ื”ืžืงื•ืจื™ืช ื‘ืื ื’ืœื™ืช ื”ื™ื ื”ืžืงื•ืจ ื”ืงื•ื‘ืข; ืชืจื’ื•ืžื™ื ืื•ื˜ื•ืžื˜ื™ื™ื ืขืฉื•ื™ื™ื ืœื”ื›ื™ืœ ืื™-ื“ื™ื•ืงื™ื, ื‘ืžื™ื•ื—ื“ ื‘ืžื•ื ื—ื™ื ืžืฉืคื˜ื™ื™ื ื•ืจื’ื•ืœื˜ื•ืจื™ื™ื.

ืชื’ื™ื•ืช ื‘ื›ืชื‘ื” ื–ื•