Ripple aims to build the world’s most advanced stablecoin payments network through its $200 million Rail acquisition, targeting global infrastructure, real-time settlement, and institutional-grade compliance.
Ripple Strikes $200M Deal With Rail to Dominate Global Stablecoin Payments
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Ripple Acquiring Rail to Build the Ultimate Stablecoin Payments Powerhouse
Ripple announced on Aug. 7, 2025, that it will acquire Rail, a payments infrastructure platform focused on stablecoin transactions, in a $200 million deal. The acquisition, subject to regulatory approval and expected to close in the fourth quarter, is positioned to significantly enhance Ripple’s enterprise offering. Ripple stated:
With this deal, Ripple and Rail will deliver the most comprehensive stablecoin payments solution available in the market.
The combined capabilities aim to support global financial institutions with seamless stablecoin-based services, including always-on infrastructure, asset flexibility, and integrated compliance tools.
Brad Garlinghouse, CEO of Ripple, commented on social media platform X: “Ripple + Rail together will be THE go-to provider of stablecoin payments infrastructure for global financial institutions around the world.” Ripple emphasized the strategic fit: “This acquisition will boost Ripple’s standing as the leader in digital asset payments infrastructure.”
President Monica Long added that the deal represents a critical step in shaping future financial infrastructure:
Stablecoins are quickly becoming a cornerstone of modern finance, and with Rail, we are uniquely positioned to drive the next phase of innovation and adoption of stablecoins and blockchain in global payments.
Rail, which is forecasted to process over 10% of the $36 billion in projected B2B stablecoin payments in 2025, brings with it an API-based platform, 12+ banking partners, and automation tools to eliminate legacy inefficiencies. CEO Bhanu Kohli underscored Rail’s momentum in cross-border stablecoin payments and welcomed the alignment with Ripple’s global ambitions. “Rail now powers over 10% of all global B2B stablecoin payment volume — and we’re just getting started,” Rail stated in its Aug. 7 announcement.
Ripple is expanding its presence in blockchain finance through partnerships and initiatives focused on custody services, tokenization, and decentralized finance. It partnered with Ctrl Alt to enhance digital asset custody in the Middle East and selected BNY to safeguard Ripple USD reserves, reflecting an emphasis on institutional security. In enterprise services, Ripple collaborated with Openpayd to support stablecoin and payment infrastructure. Moreover, Ripple is acquiring multi-asset prime broker Hidden Road to expand its services into trading, custody, and lending.
