Mutuum Finance (MUTM) Reaches $17.9 Million in Funding Ahead of Protocol Rollout

PRESS RELEASE.

Mutuum Finance (MUTM), an emerging DeFi crypto project built on Ethereum, has reached a new milestone with $17.9 million raised and more than 17,400 investors participating in its ongoing presale. The project’s growing traction highlights renewed confidence in the decentralized finance space as it moves closer to its next major step — the rollout of its V1 protocol on the Sepolia Testnet, scheduled for Q4 2025.

Strong Funding Momentum in Phase 6

Mutuum Finance’s presale progress has been one of the most talked-about developments in the current crypto market. Since launching earlier this year, the project has advanced through multiple presale stages, with its token price rising from $0.01 in Phase 1 to $0.035 in Phase 6, reflecting a 250% increase so far.

According to recent data, the current phase is over 75% complete, and once it sells out, the next price point of $0.04 will activate — marking a 20% increase. The steady funding inflows signal growing investor trust, with participation coming from both retail users and early institutional backers.

From the start, Mutuum Finance structured its presale to prioritize transparency and scalability. Each phase includes a fixed number of tokens at a set price, and once that allocation sells out, the price automatically increases for the next round. Out of a total supply of 4 billion MUTM tokens, 1.82 billion are allocated for the presale, with more than 770 million tokens already distributed across earlier phases.

This strong financial base gives the team the resources needed to complete its development roadmap while maintaining healthy liquidity once trading begins.

Upcoming Testnet Launch on Sepolia

Following its funding success, Mutuum Finance is preparing to launch the V1 lending and borrowing protocol on the Sepolia Testnet in the final quarter of 2025.

According to a recent announcement on X, the testnet version will include several of the project’s main DeFi components, such as:

• Liquidity Pools for ETH and USDT lending and borrowing.
• mtTokens, interest-bearing tokens that represent deposits and grow in value over time.
• Debt Tokens that record borrower positions on-chain.

• Liquidator Bot to automate the liquidation process for undercollateralized loans.

Launching the V1 framework on Sepolia will allow the team to test performance, risk parameters, and automation features in a live blockchain environment. ETH and USDT were chosen as the first supported assets due to their liquidity and reliability, setting the stage for stable test results before expanding to other tokens.

Engaged Community and New Incentive Systems

Beyond its technology, Mutuum Finance has built an active and transparent community through features that reward engagement. The project recently introduced a 24-hour leaderboard system, where the day’s top buyer receives $500 worth of MUTM after making at least one transaction during the period. The leaderboard resets at midnight UTC every day, keeping participation consistent and measurable.

In addition, Mutuum Finance is running a $100,000 community giveaway to celebrate the next stage of its presale. Ten winners will each receive $10,000 in MUTM tokens, with entry open to users who:

• Invest at least $50 in the presale
• Complete a few social and verification steps listed on the official website.

These initiatives have helped the project maintain visibility and transparency throughout its presale. Combined with its dashboard that tracks real-time contribution data and progress, Mutuum Finance continues to set a high standard for communication in the DeFi space.

Security has been a major focus for the team since the beginning. Mutuum Finance’s smart contracts were audited by CertiK, one of the leading blockchain security firms, and received a 90/100 TokenScan score. The audit outcome gave investors early assurance about the protocol’s safety and reliability, further fueling participation in the presale.

The project’s lending model itself is built around two complementary markets:

• Peer-to-Contract (P2C) liquidity pools that allow users to deposit major assets like ETH and USDT to earn passive yields automatically.
• Peer-to-Peer (P2P) isolated markets where users can negotiate custom lending terms for tokens not typically supported in standard liquidity pools — such as SHIB or PEPE.

By offering both options, Mutuum Finance provides flexibility for retail users, traders, and institutions alike. Depositors can earn steady yield, while borrowers can use their crypto as collateral without selling it — maintaining upside potential on their holdings while accessing liquidity for other uses.

The team has already completed Phase 1 of its four-stage roadmap, which covered presale setup, audits, and educational outreach. The project is now in Phase 2, focused on active development.

In later phases, Mutuum Finance will introduce two long-term upgrades aimed at making the ecosystem more sustainable and efficient:

• A USD-pegged stablecoin, designed to bring price stability and generate additional yield for the treasury.
• Layer-2 integration, which will reduce transaction fees and improve performance for smaller users.

These upcoming features reinforce the project’s commitment to long-term scalability.

A New Standard for DeFi Project Growth

Mutuum Finance’s achievements so far — nearly $18 million raised, thousands of verified holders, and a fully audited codebase — underline how structured execution can build credibility in today’s crypto market. Its approach blends financial transparency with real technological progress, a combination that many investors see as increasingly rare among early-stage projects.

The project’s next milestones, including the launch of its V1 protocol on the Sepolia Testnet, are expected to attract even broader attention. If these stages proceed smoothly, Mutuum Finance could enter its next funding rounds and exchange listings with stronger fundamentals than many comparable new crypto entrants.

With more than 75% of Phase 6 already sold out, Mutuum Finance’s presale is entering a critical stage. Once this phase concludes, the 20% price increase to $0.04 will automatically take effect, signaling the next step toward the project’s full rollout.

The combination of strong funding, a working development roadmap, and verified security makes Mutuum Finance one of the most notable DeFi crypto projects to watch as the year continues. For investors tracking early-stage platforms with tangible progress, the project’s next phase marks an important turning point.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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