Mutuum Finance (MUTM) Prepares for Testnet Deployment With ETH and USDT Support

PRESS RELEASE.

Mutuum Finance (MUTM) continues to establish itself as one of the most promising DeFi crypto projects of 2025, as the team confirmed its upcoming Version 1 (V1) protocol launch on the Sepolia testnet in Q4 2025. The news, shared through a recent statement on X, marks a major milestone for the Ethereum-based platform, which has already raised over $17.7 million and attracted more than 17,350 holders through its ongoing presale.

Mutuum Finance to Launch V1 Testnet With ETH and USDT Support

Mutuum Finance’s upcoming V1 protocol launch on the Sepolia testnet will mark a major milestone in the project’s evolution. The testnet phase will allow users to explore and interact with the platform’s lending and borrowing ecosystem in a live environment ahead of the full mainnet release.

The initial deployment will support ETH and USDT, enabling users to lend, borrow, and monitor yield generation directly on-chain. Through this system, lenders can earn passive income from their deposited assets, while borrowers gain access to liquidity without selling their holdings — improving flexibility and capital efficiency within the DeFi crypto space.

For example, someone who lends $25,000 in USDT through Mutuum Finance could earn an estimated 10–12% annual return, which translates to roughly $2,500 to $3,000 in passive income over a year, depending on market activity and liquidity utilization.

On the borrowing side, an investor holding 10 ETH could use it as collateral to borrow stablecoins, giving them access to funds for new investments or personal use without having to sell their ETH. This allows the borrower to benefit if the price of ETH rises while still maintaining liquidity.

Because the system is non-custodial, users retain full control over their assets at all times, with all transactions managed transparently through smart contracts.

mtTokens and the Buy-and-Distribute Model

At the core of the Mutuum Finance ecosystem is its mtToken system. When users deposit assets, they receive mtTokens, which act as 1:1 proof of their deposits and automatically increase in value as interest accrues. Beyond earning yield, mtToken holders can also stake their tokens to earn additional MUTM rewards through the platform’s buy-and-distribute mechanism.

This mechanism uses a portion of platform fees to buy MUTM tokens from the open market and redistribute them to mtToken stakers. The result is a self-sustaining loop that increases token demand over time while rewarding active participants — aligning long-term incentives between the platform and its community.

Security remains a central focus for Mutuum Finance as it prepares for testnet deployment. The project’s smart contracts have undergone an independent audit by CertiK, one of the industry’s most trusted blockchain security firms. The MUTM smart contract achieved a 90/100 Token Scan score, signaling a strong level of code integrity and protection against common vulnerabilities.

Presale Progress and Market Outlook

Mutuum Finance’s presale continues to gain traction among investors, with Phase 6 now over 70% sold out at a token price of $0.035 — a 250% increase from the initial Phase 1 price of $0.01. Once this phase concludes, the price will rise to $0.04, reflecting a 20% step up in value. This staged model has fueled steady participation, contributing to the project’s total raise of over $17.7 million.

The MUTM token is set to launch alongside the full platform release, a move expected to enhance initial adoption and visibility across major crypto exchanges. This synchronized approach — launching the product and token together — could significantly boost liquidity and attract wider market exposure, especially as DeFi protocols regain attention in the broader crypto market.

Mutuum Finance plans to continue expanding its capabilities through Layer-2 integration, multi-chain compatibility, and the introduction of an over-collateralized stablecoin. The stablecoin will be designed to maintain a USD peg while channeling a portion of interest revenue back into MUTM buybacks, helping stabilize the ecosystem and support long-term token demand.

Mutuum Finance’s upcoming testnet marks a decisive phase in the project’s evolution from concept to active protocol. By combining ETH and USDT lending support, yield-generating mtTokens, and a security-verified smart contract framework, the project continues to strengthen its foundation ahead of full mainnet deployment.

With Phase 6 nearly sold out and the next 20% price increase approaching, Mutuum Finance’s growing momentum and transparency position it as one of the leading new crypto contenders to watch as the DeFi market enters its next stage of innovation.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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