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Regulation & Legal

์ด๋ฒˆ ์ฃผ ์•”ํ˜ธํ™”ํ ๋ฒ• ๋™ํ–ฅ (2026๋…„ 4์›” 12์ผ)

โ€˜Law and Ledgerโ€™๋Š” ๋””์ง€ํ„ธ ์ž์‚ฐ ๊ฑฐ๋ž˜ ์ „๋ฌธ ๋กœํŽŒ์ธ ์ผˆ๋งŒ ๋กœ(Kelman Law)๊ฐ€ ์ œ๊ณตํ•˜๋Š”, ์•”ํ˜ธํ™”ํ ๊ด€๋ จ ๋ฒ•๋ฅ  ๋‰ด์Šค๋ฅผ ๋‹ค๋ฃจ๋Š” ์ฝ”๋„ˆ์ž…๋‹ˆ๋‹ค.

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์ด๋ฒˆ ์ฃผ ์•”ํ˜ธํ™”ํ ๋ฒ• ๋™ํ–ฅ (2026๋…„ 4์›” 12์ผ)

์ด๋ฒˆ ์ฃผ ์•”ํ˜ธํ™”ํ ๋ฒ•๋ฅ  ์†Œ์‹

์•„๋ž˜์˜ ์นผ๋Ÿผ์€ Alex Forehand์™€ Michael Handelsman์ด Kelman.Law๋ฅผ ์œ„ํ•ด ์ž‘์„ฑํ–ˆ์Šต๋‹ˆ๋‹ค.

์ด๋ฒˆ ์ฃผ ์•”ํ˜ธํ™”ํ ๋ฒ• ๋™ํ–ฅ์€ ์‹คํ—˜ ๋‹จ๊ณ„์—์„œ ํ†ตํ•ฉ ๋‹จ๊ณ„๋กœ์˜ ๋ช…ํ™•ํ•œ ์ „ํ™˜์„ ๋ณด์—ฌ์ฃผ์—ˆ์Šต๋‹ˆ๋‹ค. ๋ฒ•์›์€ ์—ฐ๋ฐฉ ์ •๋ถ€์˜ ๊ถŒํ•œ์„ ๊ฐ•ํ™”ํ–ˆ๊ณ , ๊ทœ์ œ ๋‹น๊ตญ์€ ์ง‘ํ–‰ ์šฐ์„ ์ˆœ์œ„๋ฅผ ๊ตฌ์ฒดํ™”ํ–ˆ์œผ๋ฉฐ, ์ „ํ†ต์ ์ธ ๊ธˆ์œต ๊ธฐ๊ด€๋“ค์€ ๋””์ง€ํ„ธ ์ž์‚ฐ ๋ถ„์•ผ๋กœ ๋”์šฑ ๊นŠ์ด ์ง„์ถœํ–ˆ์Šต๋‹ˆ๋‹ค. ๋™์‹œ์— ์ฃผ ์ •๋ถ€ ๋ฐ ๊ตญ์ œ ์ฐจ์›์˜ ์ •์ฑ… ์ž…์•ˆ์ž๋“ค์€ ๋”์šฑ ์ƒ์„ธํ•œ ๊ทœ์ • ์ค€์ˆ˜ ์ฒด๊ณ„๋ฅผ ๊ตฌ์ถ•ํ•ด ๋‚˜๊ฐ”์Šต๋‹ˆ๋‹ค.

์—ฐ๋ฐฉ ๋ฒ•์›, ์บ˜์‹œ(Kalshi)๋ฅผ ์ƒ๋Œ€๋กœ ํ•œ ์• ๋ฆฌ์กฐ๋‚˜์ฃผ ์†Œ์†ก ์ฐจ๋‹จ

๋ฏธ๊ตญ ์—ฐ๋ฐฉ ํŒ์‚ฌ๋Š” ์ƒํ’ˆ์„ ๋ฌผ๊ฑฐ๋ž˜์œ„์›ํšŒ(CFTC)์˜ ํŽธ์„ ๋“ค์–ด ์• ๋ฆฌ์กฐ๋‚˜์ฃผ๊ฐ€ ์˜ˆ์ธก ์‹œ์žฅ ํ”Œ๋žซํผ ์นผ์‹œ(Kalshi)๋ฅผ ์ƒ๋Œ€๋กœ ํ˜•์‚ฌ ๊ณ ์†Œ๋ฅผ ์ง„ํ–‰ํ•˜๋Š” ๊ฒƒ์„ ์ฐจ๋‹จํ–ˆ์Šต๋‹ˆ๋‹ค. ๋ฒ•์›์€ ์—ฐ๋ฐฉ ๊ทœ์ œ๋ฅผ ๋ฐ›๋Š” ํŒŒ์ƒ์ƒํ’ˆ ํ”Œ๋žซํผ์€ ์ฃผ ์ฐจ์›์˜ ๋„๋ฐ•๋ฒ• ์ ์šฉ ๋ฒ”์œ„๋ฅผ ๋ฒ—์–ด๋‚  ์ˆ˜ ์žˆ๋‹ค๊ณ  ๊ฒฐ๋ก ์ง€์œผ๋ฉฐ, ์—ฐ๋ฐฉ ์šฐ์„  ์›์น™์„ ์žฌํ™•์ธํ–ˆ์Šต๋‹ˆ๋‹ค. ์ด๋ฒˆ ํŒ๊ฒฐ์€ ์—ฐ๋ฐฉ ๊ทœ์ œ๋ฅผ ๋ฐ›๋Š” ์•”ํ˜ธํ™”ํ ๊ด€๋ จ ํ”Œ๋žซํผ์˜ ๋ฒ•์  ์ž…์ง€๋ฅผ ๊ฐ•ํ™”ํ•˜๋ฉฐ, ์ฃผ ์ •๋ถ€๊ฐ€ ์ด๋ฏธ ์—ฐ๋ฐฉ ๊ฐ๋… ํ•˜์— ์žˆ๋Š” ์‹œ์žฅ์„ ๊ทœ์ œํ•˜๋ ค ํ•  ๋•Œ ํ•œ๊ณ„์— ์ง๋ฉดํ•  ์ˆ˜ ์žˆ์Œ์„ ์‹œ์‚ฌํ•ฉ๋‹ˆ๋‹ค.

๋” ๋ณด๊ธฐ: https://www.reuters.com/world/us-judge-blocks-arizona-criminal-case-against-kalshi-cftcs-request-2026-04-10/

ํฌ๋ผ์ผ„์˜ ์—ฐ๋ฐฉ์ค€๋น„์ œ๋„(Fed) ๊ณ„์ขŒ ๊ฐœ์„ค, ์ •์ฑ… ๋…ผ์Ÿ ์ด‰๋ฐœ

ํฌ๋ผ์ผ„(Kraken)์ด ์—ฐ๋ฐฉ์ค€๋น„์ œ๋„(Fed) ๋งˆ์Šคํ„ฐ ๊ณ„์ขŒ๋ฅผ ํ™•๋ณดํ•จ์œผ๋กœ์จ ๋ฏธ๊ตญ ๊ฒฐ์ œ ์ธํ”„๋ผ์— ์ง์ ‘ ์ ‘๊ทผํ•  ์ˆ˜ ์žˆ๊ฒŒ ๋˜์—ˆ๋‹ค. ์ž…๋ฒ•์ž๋“ค์€ ์ด๋ฏธ ์‹œ์Šคํ…œ์  ์œ„ํ—˜, ์ž๊ธˆ์„ธํƒ๋ฐฉ์ง€(AML) ํ†ต์ œ, ๊ทธ๋ฆฌ๊ณ  ์•”ํ˜ธํ™”ํ ๊ธฐ์—…๋“ค์ด ์ด์— ์ƒ์‘ํ•˜๋Š” ๊ทœ์ œ ์•ˆ์ „์žฅ์น˜ ์—†์ด ํ•ต์‹ฌ ๊ธˆ์œต ์ธํ”„๋ผ์— ์ ‘๊ทผ ๊ถŒํ•œ์„ ๋ถ€์—ฌ๋ฐ›๊ณ  ์žˆ๋Š”์ง€์— ๋Œ€ํ•ด ์šฐ๋ ค๋ฅผ ์ œ๊ธฐํ•ด ์™”๋‹ค. ๊ทœ์ œ ๋‹น๊ตญ์ด ์•”ํ˜ธํ™”ํ ๊ธฐ์—…์„ ์€ํ–‰ ์‹œ์Šคํ…œ์— ํ†ตํ•ฉํ•˜๋Š” ๊ณผ์ •์—์„œ ๊ธˆ์œต ํฌ์šฉ์„ฑ๊ณผ ์‹œ์Šคํ…œ์  ์œ„ํ—˜์„ ์ €์šธ์งˆํ•จ์— ๋”ฐ๋ผ, ์ด๋ฒˆ ์‚ฌํƒœ๋Š” ์ฃผ์š” ๋ฒ•์ ยท์ •์ฑ…์  ์Ÿ์ ์ด ๋  ์ˆ˜ ์žˆ๋‹ค.

์ „์ฒด ๊ธฐ์‚ฌ: https://www.reuters.com/legal/transactional/crypto-giant-krakens-fed-payment-account-sparks-concerns-about-risks-2026-04-10/

์œ„์Šค์ฝ˜์‹ ์ฃผ, ์‚ฌ๊ธฐ ๋ฐฉ์ง€ ์œ„ํ•ด ์•”ํ˜ธํ™”ํ ATM ๊ทœ์ œ

์œ„์Šค์ฝ˜์‹ ์ฃผ๋Š” ์•”ํ˜ธํ™”ํ ATM ๊ฑฐ๋ž˜ ํ•œ๋„๋ฅผ ํ•˜๋ฃจ 1,000๋‹ฌ๋Ÿฌ๋กœ ์ œํ•œํ•˜๊ณ , ์šด์˜์ž๊ฐ€ ์‚ฌ๊ธฐ ํ”ผํ•ด์ž์—๊ฒŒ ๋ฐฐ์ƒํ•˜๋„๋ก ์˜๋ฌดํ™”ํ•˜๋Š” ๋ฒ•์•ˆ์„ ์ œ์ •ํ–ˆ๋‹ค. ์ด ๋ฒ•์€ ๋˜ํ•œ ์†Œ๋น„์ž ๊ฒฝ๊ณ  ๋ฐ ๋ณด๊ณ  ์˜๋ฌด๋ฅผ ๊ทœ์ •ํ•˜๊ณ  ์žˆ์–ด, ์†Œ๋งค์šฉ ์•”ํ˜ธํ™”ํ ์ธํ”„๋ผ์— ๋Œ€ํ•œ ๊ด€์‹ฌ์ด ๋†’์•„์ง€๊ณ  ์žˆ์Œ์„ ๋ฐ˜์˜ํ•œ๋‹ค. ๊ทœ์ œ ๋‹น๊ตญ์€ ์•”ํ˜ธํ™”ํ ์‹œ์žฅ ์ง„์ž… ๊ฒฝ๋กœ์ธ โ€˜์˜จ๋žจํ”„(on-ramps)โ€™๋ฅผ ์ ์  ๋” ์ง‘์ค‘์ ์œผ๋กœ ๊ทœ์ œํ•˜๊ณ  ์žˆ์œผ๋ฉฐ, ์ด๋Š” ์†Œ๋น„์ž ๋ณดํ˜ธ ๋…ธ๋ ฅ์ด ๊ฑฐ๋ž˜์†Œ๋ฅผ ๋„˜์–ด ATM๊ณผ ๊ฐ™์€ ์ ‘๊ทผ ์ง€์ ๊นŒ์ง€ ํ™•๋Œ€๋˜๊ณ  ์žˆ์Œ์„ ์‹œ์‚ฌํ•œ๋‹ค.

์ž์„ธํžˆ ๋ณด๊ธฐ: https://www.the-sun.com/news/16200053/wisconsin-law-spend-limit-cryptocurrency-machines-scams/

SEC, ์•”ํ˜ธํ™”ํ ๋‹จ์† ์ „๋žต ์žฌ์กฐ์ •

๋ฏธ๊ตญ ์ฆ๊ถŒ๊ฑฐ๋ž˜์œ„์›ํšŒ(SEC)๋Š” ์‚ฌ๊ธฐ, ํˆฌ์ž์ž ํ”ผํ•ด ๋ฐ ํŒŒ๊ธ‰ ํšจ๊ณผ๊ฐ€ ํฐ ์‚ฌ๊ฑด์— ๋” ํฐ ์ค‘์ ์„ ๋‘๋ฉฐ ๋‹จ์† ๋ฐฉ์‹์„ ์ „ํ™˜ํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. SEC๋Š” ์–‘์ ์œผ๋กœ ๋งŽ์€ ์ƒˆ๋กœ์šด ์‚ฌ๊ฑด์ด๋‚˜ ์–ธ๋ก ์˜ ์ฃผ๋ชฉ์„ ๋ฐ›๋Š” ์‚ฌ๊ฑด์„ ์ถ”์ ํ•˜๊ธฐ๋ณด๋‹ค๋Š”, ํ‘œ์  ๋‹จ์†๊ณผ ๊ฐœ์ธ์˜ ์ฑ…์ž„ ์ถ”๊ถ์— ์ฃผ๋ ฅํ•˜๋Š” ๊ฒƒ์œผ๋กœ ๋ณด์ž…๋‹ˆ๋‹ค. ์ด๋Š” ๊ด‘๋ฒ”์œ„ํ•˜๊ณ  ์‹คํ—˜์ ์ธ ๋ฒ•์  ์ด๋ก ๋ณด๋‹ค ์‹ค์งˆ์ ์ธ ํˆฌ์ž์ž ๋ณดํ˜ธ๋ฅผ ์šฐ์„ ์‹œํ•˜๋Š”, ์•”ํ˜ธํ™”ํ ๋‹จ์† ์ „๋žต์˜ ์„ฑ์ˆ™์„ ์‹œ์‚ฌํ•ฉ๋‹ˆ๋‹ค.

๋ถ„์„ ๊ธฐ์‚ฌ ์ฝ๊ธฐ: https://www.reuters.com/legal/legalindustry/sec-enforcement-recalibrates-toward-core-investor-protectionโ€“pracin-2026-04-14/

์˜๊ตญ FCA, ํฌ๊ด„์ ์ธ ์•”ํ˜ธํ™”ํ ๊ทœ์ œ ๋งˆ๋ จ ์ถ”์ง„

์˜๊ตญ ๊ธˆ์œตํ–‰์œ„๊ฐ๋…์ฒญ(FCA)์€ ๊ด‘๋ฒ”์œ„ํ•œ ์ƒˆ๋กœ์šด ์•”ํ˜ธํ™”ํ ๊ทœ์ œ ํ”„๋ ˆ์ž„์›Œํฌ์— ๋Œ€ํ•œ ๊ณต์‹ ์˜๊ฒฌ ์ˆ˜๋ ด ์ ˆ์ฐจ๋ฅผ ๊ฐœ์‹œํ–ˆ๋‹ค. ์ œ์•ˆ๋œ ๊ทœ์ •์€ ๊ฑฐ๋ž˜ ํ”Œ๋žซํผ, ๋ณด๊ด€, ์Šคํ…Œ์ดํ‚น ๋ฐ ๊ธฐํƒ€ ์ฃผ์š” ๋ถ„์•ผ๋ฅผ ํฌ๊ด„ํ•˜๋ฉฐ, 2027๋…„๊นŒ์ง€ ์‹œํ–‰๋  ์˜ˆ์ •์ด๋‹ค. ์ด๋ฒˆ ์˜๊ฒฌ ์ˆ˜๋ ด์€ ๊ฑฐ์‹œ์  ์ •์ฑ… ๋‹จ๊ณ„์—์„œ ์„ธ๋ถ€์ ์ธ ๊ทœ์ • ์ œ์ • ๋‹จ๊ณ„๋กœ์˜ ์ „ํ™˜์„ ๋ฐ˜์˜ํ•˜๋ฉฐ, ์˜๊ตญ ์‹œ์žฅ์—์„œ ์šด์˜ ์ค‘์ด๊ฑฐ๋‚˜ ์ง„์ž…ํ•˜๋ ค๋Š” ๊ธฐ์—…๋“ค์—๊ฒŒ ๋” ํฐ ๋ช…ํ™•์„ฑ์„ ์ œ๊ณตํ•œ๋‹ค.

์ „์ฒด ๊ธฐ์‚ฌ: https://www.reuters.com/legal/government/uk-financial-watchdog-consult-proposed-crypto-regulations-2026-04-15/

๋„์ด์ฒด๋ณด๋ฅด์„ธ, ํฌ๋ผ์ผ„์— 2์–ต ๋‹ฌ๋Ÿฌ ํˆฌ์ž

๋„์ด์ฒด๋ณด๋ฅด์„ธ(Deutsche Bรถrse)๊ฐ€ ํฌ๋ผ์ผ„(Kraken) ์ง€๋ถ„ 2์–ต ๋‹ฌ๋Ÿฌ๋ฅผ ์ธ์ˆ˜ํ–ˆ๋‹ค. ์ด๋ฒˆ ํˆฌ์ž๋Š” ์ „ํ†ต์ ์ธ ๊ธˆ์œต ์‹œ์žฅ ์ธํ”„๋ผ์™€ ์•”ํ˜ธํ™”ํ ํ”Œ๋žซํผ ๊ฐ„์˜ ์—ฐ๊ณ„๊ฐ€ ๊ฐ•ํ™”๋˜๊ณ  ์žˆ์Œ์„ ๋ณด์—ฌ์ค€๋‹ค. ๊ธฐ์กด ๊ทœ์ œ ์ฒด๊ณ„ ๋‚ด์—์„œ ์šด์˜ ๊ฐ€๋Šฅํ•œ ์•”ํ˜ธํ™”ํ ์‚ฌ์—…์œผ๋กœ ๊ธฐ๊ด€ ์ž๊ธˆ์ด ์œ ์ž…๋˜๋ฉด์„œ, ์ „ํ†ต ๊ธˆ์œต๊ณผ ๋””์ง€ํ„ธ ์ž์‚ฐ ๊ฐ„์˜ ๊ฒฝ๊ณ„๊ฐ€ ๋”์šฑ ๋ชจํ˜ธํ•ด์ง€๊ณ  ์žˆ๋‹ค.

์ž์„ธํžˆ ๋ณด๊ธฐ: https://www.reuters.com/business/deutsche-boerse-acquires-200-mln-stake-kraken-2026-04-14/

๋Š์ž„์—†์ด ๋ณ€ํ™”ํ•˜๋Š” ์ด๋Ÿฌํ•œ ํ™˜๊ฒฝ์—์„œ ์ตœ์‹  ์ •๋ณด๋ฅผ ํŒŒ์•…ํ•˜๊ณ  ๊ทœ์ •์„ ์ค€์ˆ˜ํ•˜๋Š” ๊ฒƒ์€ ๊ทธ ์–ด๋А ๋•Œ๋ณด๋‹ค ์ค‘์š”ํ•ฉ๋‹ˆ๋‹ค. ํˆฌ์ž์ž, ๊ธฐ์—…๊ฐ€, ๋˜๋Š” ์•”ํ˜ธํ™”ํ ๊ด€๋ จ ๊ธฐ์—…์ด์‹œ๋ผ๋ฉด ์ €ํฌ ํŒ€์ด ๋„์™€๋“œ๋ฆฌ๊ฒ ์Šต๋‹ˆ๋‹ค. ์ €ํฌ๋Š” ์ด๋Ÿฌํ•œ ํฅ๋ฏธ๋กœ์šด ๋ฐœ์ „ ์ƒํ™ฉ์„ ํ—ค์ณ๋‚˜๊ฐ€๋Š” ๋ฐ ํ•„์š”ํ•œ ๋ฒ•๋ฅ  ์ž๋ฌธ์„ ์ œ๊ณตํ•ฉ๋‹ˆ๋‹ค. ๋„์›€์ด ํ•„์š”ํ•˜์‹œ๋‹ค๋ฉด ์—ฌ๊ธฐ์—์„œ ์ƒ๋‹ด์„ ์˜ˆ์•ฝํ•ด ์ฃผ์‹ญ์‹œ์˜ค.

์ด๋ฒˆ ์ฃผ ์•”ํ˜ธํ™”ํ ๋ฒ• ๋™ํ–ฅ (2026๋…„ 4์›” 5์ผ)

์ด๋ฒˆ ์ฃผ ์•”ํ˜ธํ™”ํ ๋ฒ• ๋™ํ–ฅ (2026๋…„ 4์›” 5์ผ)

โ€˜Law and Ledgerโ€™๋Š” ๋””์ง€ํ„ธ ์ž์‚ฐ ๊ฑฐ๋ž˜ ์ „๋ฌธ ๋กœํŽŒ์ธ ์ผˆ๋งŒ ๋กœ(Kelman Law)๊ฐ€ ์ œ๊ณตํ•˜๋Š”, ์•”ํ˜ธํ™”ํ ๊ด€๋ จ ๋ฒ•๋ฅ  ๋‰ด์Šค๋ฅผ ๋‹ค๋ฃจ๋Š” ์ฝ”๋„ˆ์ž…๋‹ˆ๋‹ค. read more.

'์ด๋ฒˆ ์ฃผ ์•”ํ˜ธํ™”ํ' ์•„์นด์ด๋ธŒ: '์ด๋ฒˆ ์ฃผ ์•”ํ˜ธํ™”ํ ๋ฒ•๋ฅ ' (2026๋…„ 4์›” 5์ผ) '์ด๋ฒˆ ์ฃผ ์•”ํ˜ธํ™”ํ ๋ฒ•๋ฅ ' (2026๋…„ 3์›” 29์ผ) '์ด๋ฒˆ ์ฃผ ์•”ํ˜ธํ™”ํ ๋ฒ•๋ฅ ' (2026๋…„ 3์›” 22์ผ)

์ด ๊ธฐ์‚ฌ๋Š” AI๋ฅผ ์‚ฌ์šฉํ•˜์—ฌ ์˜์–ด์—์„œ ๋ฒˆ์—ญ๋˜์—ˆ์Šต๋‹ˆ๋‹ค. ์˜์–ด ์›๋ณธ์ด ๊ถŒ์œ„ ์žˆ๋Š” ์ถœ์ฒ˜์ด๋ฉฐ, ์ž๋™ ๋ฒˆ์—ญ์—๋Š” ํŠนํžˆ ๋ฒ•๋ฅ  ๋ฐ ๊ทœ์ œ ์šฉ์–ด์—์„œ ๋ถ€์ •ํ™•ํ•œ ๋‚ด์šฉ์ด ํฌํ•จ๋  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

์ด ๊ธฐ์‚ฌ์˜ ํƒœ๊ทธ