Delaware Life adds Blackrock’s bitcoin‑blended index to a fixed index annuity, offering bitcoin exposure with principal protection.
Delaware Life Debuts Fixed Index Annuity Featuring Bitcoin Exposure
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Delaware Life Insurance Company announced on January 20, 2026 that it has added the Blackrock U.S. Equity Bitcoin Balanced Risk 12% Index to its fixed index annuity (FIA) lineup, becoming the first insurer to offer an index containing cryptocurrency while preserving principal protection for FIA purchasers.
The index blends U.S. equities and bitcoin—accessed via the iShares Bitcoin Trust ETF (IBIT)—and targets 12% volatility with dynamic cash adjustments to smooth bitcoin risk; Blackrock’s Robert Mitchnick says the index “offers a measured approach,” and availability is subject to FIA product terms and applicable jurisdictional regulations.
Read More: Meanwhile Secures $82 Million to Expand Bitcoin-Denominated Life Insurance
🧭 FAQs
• What product did Delaware Life launch and when? Delaware Life added the Blackrock bitcoin‑blended index to its FIA portfolio on January 20, 2026.
• How does the index provide bitcoin exposure? The index uses the iShares Bitcoin Trust ETF (IBIT) to give professionally managed bitcoin exposure.
• Does the FIA principal remain protected? Yes; the fixed index annuity provides full principal protection under the product’s terms.
• What risk controls does the index employ? The index targets 12% volatility and uses dynamic cash adjustments to manage bitcoin’s volatility.
