Crypto-to-Fiat Conversion at Checkout Reaches US Retailers via Oobit

Oobit Enters U.S. Market, Tapping Bakkt Infrastructure for Nationwide Coverage

According to the note shared with Bitcoin.com News, Oobit’s expansion into the United States marks the company’s largest global rollout to date, introducing wallet-native crypto payments for everyday transactions at any Visa-accepting point of sale.

The company explained on Monday that U.S. residents can now connect self-custody wallets — including Metamask, Trust Wallet, Base, and others — to pay directly at retail locations worldwide. The launch emphasizes the ability to spend digital assets without moving funds into custodial services or requiring merchants to adopt new systems.

The offering arrives as the industry continues to explore practical payment use cases beyond storing, trading, and transferring value. The Tether-backed Oobit said it aims to address limitations that historically prevented crypto from being used for routine purchases, offering instant point-of-sale conversion so merchants receive fiat while users retain wallet control until the moment of payment.

To operate nationwide, Oobit partnered with Bakkt, a U.S. digital asset firm that holds licenses and compliance infrastructure across all 50 states. Bakkt provides regulated underpinnings for operations, while Oobit supplies the consumer-facing technology and settlement layer connecting Web3 wallets to existing payment rails. The company has been making several moves this year, including in areas like Japan.

“Bakkt is proud to partner with Oobit as they expand into the U.S. Our digital-asset infrastructure is built for scale and stability, and coupled with our US-wide compliance framework, we are perfectly positioned to ensure their successful launch. This partnership further solidifies Bakkt’s leadership in the digital asset marketplace, delivering institutional-grade tooling to empower the future of global finance,” said Akshay Naheta, Chief Executive Officer of Bakkt.

Read more: Bybit and Circle Partner to Expand Global USDC Adoption

The launch follows the GENIUS Act, which clarified rules surrounding stablecoins and digital-dollar payment mechanisms in the United States. With legal guidance in place, companies operating in the sector have begun introducing real-world payment tools designed to bridge stablecoin value with traditional checkout systems.

Oobit’s U.S. availability adds another option for consumers seeking direct crypto spending using familiar retail infrastructure, while merchants continue receiving fiat through established Visa networks.

FAQ 🇺🇸

• What is Oobit now offering in the United States?
  Oobit enables Americans to pay at Visa-accepting merchants using self-custody crypto wallets.
• How do merchants receive payment?
  Payments convert to fiat instantly at checkout while users pay from their own wallets.
• What role does Bakkt play in the U.S. launch?
  Bakkt provides nationwide licensing and compliance support for Oobit’s payment operations.
• Which wallets can connect to the service?
  Wallets such as Metamask, Trust Wallet, Base, and others are supported for direct spending.