On Tuesday, Coinbase revealed it has launched a beta version of “Embedded Wallets” for developers, offering integrated wallet creation, fiat onramps, token swaps, and 4.1% USDC rewards through a unified API suite.
Coinbase Rolls out Beta for API-Powered Embedded Wallets

Coinbase Debuts Embedded Wallets Beta
The new tool, part of the Coinbase Developer Platform (CDP), allows developers to incorporate self-custodied crypto wallets directly into their applications. The firm’s blog post explains that the tool leverages the same core security and infrastructure used by Coinbase‘s trading products.

A key feature is simplified user onboarding. Developers can enable web2-style logins like email, SMS, or OAuth, eliminating the need for users to manage seed phrases or download separate extensions. This aims to drastically reduce signup friction.
According to Coinbase, Embedded Wallets provide access to its “mission-critical infrastructure” and security suite, which isolates operations and secures keys within Trusted Execution Environments (TEEs). The unified API stack handles transfers, trades, balances, staking, and rewards.
Coinbase Onramp customers can use Embedded Wallets at no cost until September 30, 2025. This limited-time offer aims to accelerate adoption during the beta phase, the company’s blog post notes.
Potential use cases highlighted in the release included remittance apps, decentralized finance ( DeFi) marketplaces, B2B payroll systems, creator economy platforms, and gaming ecosystems. Examples like Zylu and Stablelink demonstrate instant cross-border payments and simplified donation flows using the technology, Coinbase said.
Coinbase noted on Tuesday that developers can start by running a single command (`npm create @coinbase/cdp-app`) to generate a wallet tied to an email in under 200ms. It further disclosed that documentation covers advanced functions like token transfers and swaps.















