Bank Survey: Institutional Investors Shift to Diversification, Embrace Crypto as Strategic Allocation

Sygnum’s Future Finance 2025 report surveys 1,000+ institutional and professional crypto investors across 43 countries and finds 61% plan to increase digital-asset allocations while only 4% plan to decrease, though sentiment turns neutral or bearish within a year; 76% favor direct token investments and 55% support exchange-traded products. The report highlights rising interest in tokenized real-world assets and stablecoins, and notes 91% of high-net-worth individuals (HNWIs) see crypto as long-term wealth preservation against fiat debasement.

Key drivers include portfolio diversification (57%) overtaking short-term return as the primary thesis, widespread belief that bitcoin is a viable treasury reserve (80%+), and 70% saying cash carries a high opportunity cost versus bitcoin over five years; over 80% want crypto exchange-traded funds (ETFs) beyond bitcoin and ethereum, with 70% willing to allocate more if staking is offered. The report flags regulatory uncertainty and custody/security as main barriers, and says Q4 allocations depend on pending market catalysts and regulatory outcomes.

🧭 FAQs

• What is the regional scope of Sygnum’s report? The survey covers institutional investors across 43 countries globally.
• How many investors were surveyed for the Future Finance 2025 report? Sygnum surveyed over 1,000 institutional and professional investors.
• What proportion of investors plan to increase crypto allocations? Sixty-one percent of respondents plan to increase digital-asset allocations.
• Are institutions seeking products in Japan and APAC? APAC shows stronger regulatory concern, yet institutions in Japan and APAC remain interested in diversified crypto products.